Pet Sitter Liability Insurance

As a pet sitter, you are concerned about the health and safety of the pets in your care as well as protecting the home in which they live. KennelPro provides exceptionally comprehensive coverage for the pets and property entrusted to your care.

KennelPro provides coverage for large and small scale franchisees or for the franchisor.

Coverage Includes:

  • Property damage to a home where a pet is located if the damage is the result of your negligence while caring for the pet
  • Pets that become sick or ill while your care, custody, and control
  • Pets lost, stolen or injured while in your care, custody, and control

Benefits of Liability Insurance for Pet Sitters

Unlike kennels or dog boarding facilities, pet sitting doesn’t typically entail as many confines for the animal. Instead of spending much of day in a cage, pet sitting services customarily mean that the cat or dog has more autonomy. That freedom makes sense considering that pet sitting usually occurs at the clients’ home but it can also create new risks if the pet isn’t familiar with the pet sitter.

Liability insurance provides added peace-of-mind for the sitter and client alike. Both parties know that the emotional turmoil that accompanies a lost pet, property damage, or attack can be exacerbated by the financial ramifications for all parties. This risk also extends beyond the client/pet sitting relationship, as neighbors or passersby may also have legal recourse in the event that an animal causes damage to them or their property.

Here are some of the benefits that kennel owners secure with the right liability insurance:

  • Higher levels of trust from clients
  • Coverage for gaps Worker’s Compensation
  • Coverage for property at the clients’ home
  • Coverage for medical and veterinary bills stemming from bites or other physical altercations


General Liability Coverage $2,000,000 Per Occurrence
Aggregate Limit $4,000,000 Aggregate
Products – Completed Operations Aggregate Limit $4,000,000 Aggregate
Personal and Advertising Injury Limit $2,000,000
Each Occurrence Limit $2,000,000
Damage to Premises Rented to You Limit $300,000 Any One Premises
Medical Expense Limit $5,000 Any One Person $10,000
Animal Bailee – Animals in Your Care, Custody or Control $10,000 Per Occurrence
Aggregate Limit $25,000 Aggregate
Veterinarian Expense Reimbursement (Regardless of Fault) $10,000 Per Occurrence
Aggregate Limit $25,000 Aggregate
Deductible $250 Deductible
Lost Key Liability Coverage $2,000 Per Occurrence
Aggregate Limit $2,000 Aggregate
Deductible $100 Deductible

Contact Us for Your Free Quote!

Even if you currently have pet insurance, let us shop around for a better option at a more cost-effective premium! or call 855-367-0470 now to speak with our pet insurance experts and receive your quote in minutes.